1/6 Hot Toys - MMS285 - Avengers: AOU - Hulkbuster

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Skillerwhale said:
Sorry man, but when a bank "finances" you something, you have it. It's not like they make you pay for a house for 25 years before they let you live in it. And the money sideshow collects is absolutely sitting in a bank somewhere making them money, it would be the worlds worst business plan otherwise. If it was being held in trust there would be a very different financial arrangement. I have no problem with how SS does business, but they aren't doing you any favours by collecting an NRD as well as a steady cash stream before delivering a product.

A truly "free" flex pay would be just saving your own money and collecting your own interest.
Click to expand...



Sorry, but your wrong. I didnt say it was a line of credit, which is what a credit card is, nor did I say it was a loan, which is what your mortgage example is. It's still financed. A "payment" plan is financed. It's in the text book under the definition of what financed means.

Yes, it's clearly different then a loan. It's closer to lay away. But guess what, that's still a financed item. Your promising to pay for somthing in installments so you don't have to pay the full amount. It's financed.

And you can think it is of more value to the business of ou want, but that's just not the case. Is it of value, sure. It allows for some people to get more and allows some people who wouldn't buy at all to buy something. But as soon as that order is placed the company has to set aside the full amount they would pay for that item. They are instantly on the hook for the entire amount. And they have to order it and pay for it from hot toys in advance as well.

Weather or not you have the item in hand has nothing to do With if its financed or not. It's just a term used to describe multiple different money for goods arrangements.

They could easily charge 3% more, or a flat fee, or even interest if they wanted to. They don't. And running the program does cost them money.



image.jpeg
 
medicomsucks said:
What if it's cancelled?
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It's never happend. Once an item goes up for sale hot toys has never done that.

But if it is you get your money back so long as you paid through a trusted company.

The delay sucks but it's not unheard of.

Hot toys had an anticipated release date of q1-q2 so all the way through July 2016. If it comes out by the end of the year it will be a six month delay. That's really not that big a deal for such a huge figure. King arts 1/9 was months late. Heck the PI/CMC mk42 1/4 scale is like 3 years late and they took full payment upfront on those.
 
gogul1 said:
Come to think of it what's happening with all the money we have paid already? Surely that's sitting in Sideshows bank account building lovely interest isn't it? Should we have to pay for shipping if they are earning so much interest from our (possibly) $100,000 of dollars?
Click to expand...

Interest is @ 1% right now. For $100,000, over an entire year, that would only earn @ $1000. It such a tiny amount ( respectively ). If you've paid in full, you'd ony be missing out on $8-9 in interest earned IF you kept it in the bank for a whole year
 
Do they not have high interest accounts in america? Pretty sure interest varies from bank to bank and account to account. If I have £100,000 in the UK I'm pretty sure I can get a better interest rate than that. Plus this isn't the only item they earn interest on. All their pre orders would earn cash surely. Some businesses even hire investment specialists to reinvest their profits etc to boost their income. Not saying I know a thing about sideshows business but they aren't struggling thats for sure.
 
I understand delays and all, but this is a very substantial one. I do agree with a previous comment that Hot Toys should release a statement as to why it is being delayed. Many collectors here in the US and abroad have various amounts of money already paid both domestically and internationally and this would help relieve any concerns and frankly be a good PR move on their part to reassure their customers that it is on its way albeit delayed.

I have mine POd at SS for a single payment. Used $105 in RPs and they have my $82.50 deposit . Would have been nice to have it in August but now the wait continues and potentially (and probably) could be delayed furthermore. Lets hope it's released earlier.
 
Motuxmen said:
Sorry, but your wrong. I didnt say it was a line of credit, which is what a credit card is, nor did I say it was a loan, which is what your mortgage example is. It's still financed. A "payment" plan is financed. It's in the text book under the definition of what financed means.

Yes, it's clearly different then a loan. It's closer to lay away. But guess what, that's still a financed item. Your promising to pay for somthing in installments so you don't have to pay the full amount. It's financed.

And you can think it is of more value to the business of ou want, but that's just not the case. Is it of value, sure. It allows for some people to get more and allows some people who wouldn't buy at all to buy something. But as soon as that order is placed the company has to set aside the full amount they would pay for that item. They are instantly on the hook for the entire amount. And they have to order it and pay for it from hot toys in advance as well.

Weather or not you have the item in hand has nothing to do With if its financed or not. It's just a term used to describe multiple different money for goods arrangements.

They could easily charge 3% more, or a flat fee, or even interest if they wanted to. They don't. And running the program does cost them money.
Click to expand...

I agree that the payment plan is beneficial to both parties, but it is definitely more beneficial to SSC.

We are giving Sideshow money upfront, that only helps Sideshow. Money is worth more today than it is tomorrow (or in this case 9 months from now). Regardless if it is only $8 of interest or not.

Yes Sideshow is on the hook for the price of the figures, but with these payment plans, they are not actually on the hook for the whole amount, they are using our payment plan money to pay Hot Toys for the figure instead of laying out their own money.

Again, yes the payment plan is beneficial to both sides but it is definitely more beneficial to SSC. That is basic business practice.
 
I know a lot of people used a fair amount of RP on this guy. If they request a refund, would they get those back? I know in most cases the answer is no, but I'd think this would be treated differently just because it's such a delay AND the price.
 
Yeah no way I can cancel HB I dropped over $200 in rp and NRD so with that being said I'm a lifer. And will not be cancelling, just another delayed bill for me lol.
 
Motuxmen said:
Sorry, but your wrong. I didnt say it was a line of credit, which is what a credit card is, nor did I say it was a loan, which is what your mortgage example is. It's still financed. A "payment" plan is financed. It's in the text book under the definition of what financed means.

Yes, it's clearly different then a loan. It's closer to lay away. But guess what, that's still a financed item. Your promising to pay for somthing in installments so you don't have to pay the full amount. It's financed.

And you can think it is of more value to the business of ou want, but that's just not the case. Is it of value, sure. It allows for some people to get more and allows some people who wouldn't buy at all to buy something. But as soon as that order is placed the company has to set aside the full amount they would pay for that item. They are instantly on the hook for the entire amount. And they have to order it and pay for it from hot toys in advance as well.

Weather or not you have the item in hand has nothing to do With if its financed or not. It's just a term used to describe multiple different money for goods arrangements.

They could easily charge 3% more, or a flat fee, or even interest if they wanted to. They don't. And running the program does cost them money.
Click to expand...


Did you even read what I wrote or did you just immediately start spilling your gibberish? I see now that your business acumen is non existent, sorry for talking over your head, it wasn't my intent to make you feel stupid.

This is a subject you are patently not an expert in, and it shows.
 
I used almost $300 of RP on this so there's no way I'll be cancelling, not that I would have anyway... Sure i'm disappointed, but i'm not that upset.
What is upsetting me is the amount of homers on facebook that are blaming sideshow.
 
hulk181 said:
I understand delays and all, but this is a very substantial one. I do agree with a previous comment that Hot Toys should release a statement as to why it is being delayed. Many collectors here in the US and abroad have various amounts of money already paid both domestically and internationally and this would help relieve any concerns and frankly be a good PR move on their part to reassure their customers that it is on its way albeit delayed.

I have mine POd at SS for a single payment. Used $105 in RPs and they have my $82.50 deposit . Would have been nice to have it in August but now the wait continues and potentially (and probably) could be delayed furthermore. Lets hope it's released earlier.
Click to expand...

I would hope Sideshow would give you reward points back and refund the NRD in this case. I was going to use over $500 in RP for this but now im glad I didn't. I'll just use that on infinity war instead
 
medicomsucks said:
I would hope Sideshow would give you reward points back and refund the NRD in this case. I was going to use over $500 in RP for this but now im glad I didn't. I'll just use that on infinity war instead
Click to expand...

I have around the same amount of points and I was very close to finally submitting my preorder for this. I was just waiting a couple more weeks for Shotgun's RP to make it into my available. I guess now I am waiting until early 2017 and hopefully by then I will be able to pay for the entire thing with RP
 

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