I think you're remembering it with those hate glasses I mentioned. The 90s had plenty of great stuff, it's just that most of it was independent work outside of things like Starman and Vertigo books and such. Even at the time, as I said, everyone I knew was fine with it until it began to drag on and have a hundred different tie-ins.
I was an adult at the time, so I can remember it objectively. People who ragged on comics in the 90s were the same type of people who rag on comics with any new decade. They're the "it isn't like it used to be" crowd.
The art of the 90s was far worse than the writing thanks to the Image "style," which basically amounted to bad storytelling, horrible anatomy, and despicable detail. No, adding scratchy lines to inferior line work does not make it more detailed, Mr. Lee.
Anyway, that's the take from someone who practically lived in his friend's comic shop all through the 90s.