Thanks for the suggestion. Physical card is $39.99 - online code is $59.99. I would totally have card mailed except my subscription date is coming up before they can get it to me....
Not sure why online code is full price, but whatever. Online works in mysterious ways
Update: hey, happy ending after all! I've been a Live member for six years, so called Live Support to get back on Autopay, as I've not had an issue - and he said there is a promo offer right now for $39.99 for long time customers (whatever is considered long time)...he said to just call and give it a shot
Thanks, Op